Fire & Special Perils

This Policy covers the Insured against loss of or damage to his/her Property caused by:

  • Fire
  • Lightening
  • Explosion
  • Natural Perils such as:
  • Storm & tempest, flood, & wind
  • Earthquake, subterranean Fire, Land subsidence and Tornado
  • Aircraft and other aerial devices or articles dropped there from.
  • Bursting or overflowing of water tanks, apparatus or pipes causing water damage to the property.
  • Malicious Damage, Riot & Strikes
  • Heating or fermentation e.t.c