The policy covers unforeseen and sudden physical loss of or damage to the insured machine whilst at work or rest and during cleaning, inspection, over-hauling or removal to another position.

The sudden and unforeseen damage include:

• Faulty material, design, construction and erection
• Vibration, Maladjustment or Mal-alignment
• Defective lubrication, loosening of parts, defect in casting and material
• Excessive electrical pressure
• Carelessness or malicious Act
• Physical explosion, fuel gas explosion in boiler