Machinery Breakdown

The policy covers unforeseen and sudden physical loss of or damage to the insured machine whilst at work or rest and during cleaning, inspection, over-hauling or removal to another position.

The sudden and unforeseen damage include:

  • Faulty material, design, construction and erection
  • Vibration, Maladjustment or Mal-alignment
  • Defective lubrication, loosening of parts, defect in casting and material
  • Excessive electrical pressure
  • Carelessness or malicious Act
  • Physical explosion, fuel gas explosion in boiler